Roberta is my 86th borrower. Myself and many humble, ordinary people throughout the world create microfinance opportunities for women to thrive. After all we really are in this world together. Charity has its place in the world. But it will never create the ability to be self sufficient. So many of us in this world depend on charity, and will never see another way out of poverty and lack. There is another way. Microfinancing, which gives women the opportunity to create, grow and sustain their own businesses.
This is a story about the power of prayer combined with the power of creating opportunity. They are truly inseparable.
I do microfinancing with Kiva.org. It is a system for women to create independent lives for themselves. Please meet my latest borrower Roberta, 66 years old. She raises pigs in the Philippines. I am proud of Roberta because she has been in business now for 10 years. She has borrowed from Kiva 6 times and has successfully repaid each time. She just borrowed again. That's when the power of prayer was invoked.
Normally, when I fund a borrower, it takes only 2 to 3 days for the borrower to be 100% funded. Because the loan is a money magnet. If I lend, then others will lend. My borrowers always go from 0% to 100% funded in only a few days. And they can move forward to create more business and continue to build. But...Roberta was not getting funded. The other lenders were not arriving. The funding was paralyzed, not moving at all. For some reason it was taking more than 15 days for the balance of Roberta's funds to be granted by other lenders. What was going on I asked myself?
Then I realized, and it hit me like a brick! I did not say my traditional prayer when I sent the loan for Roberta. I "always" pray for my borrowers to be funded immediately. This time I did not. I took it for granted because Roberta and I are veterans at this game. Oh My God...literally. What a mistake! What an oversight!
So... I sincerely prayed for Roberta to receive the balance of her funding. I prayed as I do for all of my loans for my borrowers. For my loan to be a magnet for the other lenders to lend and complete the loan. And for the process to take no more than 72 more hours, maximum.
Well, behold, I just checked. Roberta is 100% funded. It took 24 hours after I prayed for her. And she is 100% funded! So, never take the power of prayer for granted. Never discount and overlook the need for prayer. It made all the difference for a woman who needed a microfinance loan. The prayer is the magnet that the other lenders feel. It's not just the deed of the loan. Trust and believe.