We are looking for original, striking images of the impact of microfinance and financial inclusion around the world. These images may reflect a range of products and services, institutions, and methodologies, and may touch on a broad range of social, economic, developmental, and technological issues. We encourage entries from all regions, in both rural and urban settings. Each photo submission must be accompanied by a brief description, as well as the country where the photo was taken.

Entries must be: The original work of the entrant/ Non-infringing of the rights of others/ Respectful of the rights, sensitivities, and culture of persons depicted/ An accurate reflection of the subject matter and scene as it appeared, without alteration (other than standard /optimization, including removal of dust, cropping, adjustments to color and contrast, etc.)/ A depiction of financial inclusion or microfinance.

WHEN: All entries must be submitted by midnight EST 8 October 2014.

HOW: Up to 20 photographs may be submitted per person. Entries may be entered by uploading digital files.

FILE REQUIREMENTS: Digital images or scans of prints may be uploaded. Original files of camera-made digital photos may not exceed three megabytes (3 MB). CGAP cannot be responsible for lost, damaged, late or misdirected entries, or for faulty uploading connections, garbled transmissions, unauthorized intervention, or technical malfunctions.

JUDGING: Judges will include professional photographers and photo editors. Entries will be judged on originality, technical excellence, composition, overall impact, and artistic merit. The story behind the photo may influence the judges' decisions. Decisions made by the judges are final.

WINNING ENTRIES: Prizes will be awarded as described below. A selection of winning photos may be featured on CGAP's websites - cgap.org and microfinancegateway.org - and in exhibitions at the World Bank in Washington, D.C., and other prestigious venues. Winning images also may be used in a slideshow, on social media, in CGAP publications, or in CGAP offices.

All entries may be used by CGAP in printed publications, on any CGAP web asset, in a slideshow, or in any other media, and may be copied and displayed in any country, provided that all uses are accompanied by appropriate attribution to the photographer. Entrants retain ownership and all other rights to future use of their photographs. CGAP holds copyright to the collection of photos that constitute the CGAP Photo Contest. CGAP shall have the right to verify, in its sole judgment, winner eligibility.

LEGAL CONDITIONS: By entering the contest, you must agree to the Legal Conditions. Entry of photographs into the Contest implies acceptance of these conditions, regardless of whether entrants sign a statement confirming acceptance.

Copyright: By entering, you retain copyright and remain the owner of your images and may also continue to use them in any manner you choose. You agree that the images you submit may be used in printed publications, on CGAP’s websites (including cgap.org and microfinancegateway.org), in a slideshow and screensaver, may be uploaded on CGAP’s social media channels, or in any other media, and may be copied and displayed in any country provided that you are afforded appropriate attribution as the photographer.

For questions regarding this contest, please contact Michael Rizzo, Digital Media Coordinator: mrizzo1@worldbank.org

For further information and How To Apply, go to https://photocontest.cgap.org/pages/cgap/rules/eng

Note: Website in French, English and Spanish.

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