Money, Money, Money...

Posted September 24, 2009 from Liberia

I recently made post on my Facebook page about this issue of “money, money, money…” after being smacked hard last week with an unexpected property tax burden from 2006. It was due to a glitch in the software program used by the company that prepared my taxes. This was a recently discovered error and the company was able to avoid responsibility, because of a provision in their lengthy legal disclaimer that most of us do not take the time to read. Well, after receiving such a blow, I decided to roll the dice in hopes a favorable solution would land as the clock rapidly tick closer to the deadline of paying this tax debt before it accrued more interest and penalties.

These are the realities that many of us face when we are unemployed and have no disposable income. When you become unemployed or poor, you will discover how some people in your life will turn away from you. For whatever their reason might be, there appears to be one variable that is the underlying reason—“money.” Well, this is the belief in Liberia, because almost everywhere you go there are taxis and buses touting the message “No Money, No Friend” and “No Money, No Respect”.

After receiving my latest financial knock-down, these messages were staring me in my face the very next day and it was like salt being poured on festering wound. It was explained to me a week later why these messages have been displayed, because so many Liberians are frustrated with the fact when they hit hard times that their friends and even respect are difficult to find, and this is why they also display “no friend for a poor man.” So when I see and hear these types of messages, it makes me wonder “when did money devalue humanity?”

Money has become an interesting aspect of life. Somehow humans have been obsessed with their love affair with money that they have come to believe it is the only key to happiness. Yet, does money truly make us happier? This is question that has been continually explored by those in the psychology field. I remember a discussion we had in my general psychology class about the correlation of these two variables of money and happiness. We examined a line graph and it showed how at first the line increased showing money and happiness correlated, but as more wealth was accumulated the line started to decrease showing less happiness.

In 2006, this correlation was studied by Two Princeton University professors, economist Alan B. Krueger and psychologist and Nobel laureate Daniel Kahneman, who collaborated with colleagues from three other universities. From their research survey “Day Reconstruction Method” which measured the quality of a person’s daily life, they found that when people reached a certain income level their tension and stress increased while their passive leisure activities decreased. So in other words more work and less play (source:

While working on this post, I had a phone text conversion with a Liberian friend asking me if I ever rested since I shared with him that I was busy writing on a Saturday afternoon. I explained there is no rest for anyone trying to break-free from their current stagnant economic condition. And in this advanced high-tech world, all you can do is “work, work, work…” Interestingly, this conversion reminded me of another discussion, but this one was in my cultural anthropology class. The professor explained how earlier civilizations worked up to four hours a day to ensure the community needs were met such as food supplies, and the remainder of the day was for play and rest. Since hearing this lecture, I often wonder when it was determined that we needed to “kill” ourselves for what is deemed “a good life” while enjoying so little play time. Well, I have not found that answer yet, but it seems with our desire for money and accumulation of wealth we have become slaves to our own need for “more, more, more...”

The reality of life is when money or credit has allowed us to accumulate many material items we become consumed and worried with keeping and protecting them. It is equally interesting how those who have acquired greater wealth also appear to be living behind prison walls since their homes are surrounded by electronically charged fences with video cameras, barred windows, guard dogs and security officers. When I see these types of homes, I shake my head and wonder if the people living there are truly free.

On the other hand, people primarily living in developing nations like Liberia have very little money, and credit is not an option, so they are consumed with their daily food needs, medical care, transportation and other basic life essentials. Often their possessions are not worth worrying about, because they can be sold or traded for food and such. Instead they are left hoping and praying that their current situation will change for something better.

Why have we allowed money to become the center of our lives when we are only temporary custodians of our financial and material wealth? It is fact of life that we cannot take our wealth with us when our life has expired. Therefore, we should not place more value on money over the love of our family and friends. When we remember the important and precious things in life that cannot be bought with money, we then can give greater value to our fellow human beings. This is when our life becomes more enriched by those who love us no matter what our economic condition is.

Comments 5

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  • William
    Oct 01, 2009
    Oct 01, 2009

    Hi Heather,

    I've lived through what you describe in your post. I've had "things" and found myself still unhappy. Yesterday, I spent some hours working on our small farm planting garlic, a truly spiritual food. I enjoyed the rain and sunshine and using my muscles and returned to the house really happy.

    Happiness has nothing to do with "things." Lesson learned. I no longer watch TV or read the newspaper. It's all hype. Happiness can be experienced while being quiet. peace and hopefull, William

  • heatherc67
    Oct 01, 2009
    Oct 01, 2009

    Thank you for sharing and I am glad you found what makes you happiness. I can see know why you close with peace and hopeful, because you have found calm and serenity in this crazy world. Not too easy to do!

    Many blessings,


  • Sunita Basnet
    Oct 03, 2009
    Oct 03, 2009

    Dear Heather, Namaskar, You have post a real situation of our community. In our community, there are many people who dissatisfy about their income even if they have higher income among their eighbors. On the other hand, there are many people who even don't have enough to eat but also they have happy life. Thank you so much for bringing this issues out. Though it seems simple but money has play vital role especially in Nepal to bring discrimination among people.

  • Quenby Wilcox
    Oct 09, 2009
    Oct 09, 2009

    Money (or before that Gold) devalued humanity when "civilization" began. I keep on hearing how societies (with the "superficial" nouveau riche Americans the ultimate cuprit) are more and more based on material wealth. My response/question is always the same. What are you talking about? Look at the history of mankind (a great book is A Brief History of the Human Race by Michael Cooke.) Civilizations are actually becoming more "human" and less materialistic as we advance. Look at the Piramides.

    OK we hit "back-steps" along the way (Hitler/1900's, Bush/2000's) and institutionalized violence and govt sponsored genocides moved from Eurasia to Africa and South/Central America due to colonization in the 17-1800's, but man is becoming (little by little) more civilized. The question remains can we over-come our historic/psychobiological aggression and violence before we destroy ourselves and this planet.

    I have serious doubts.

    Also, this whole thing about the more we possess the less happy we are. If you think about it, it makes total sense. As societies move up through Maslows hierarchy of needs above the basics into self-actualization levels, but still are obsessed with acquisition and consumption the dichotomy between the two becomes farther and farther apart.

    The other day I saw a commercial where the consumer said "I did not even know I needed this product, until I was told I did.........!!!!" When one observes the amount of "junk" developed societies are accumulating, it becomes obscene when one sees the poverty and misery that exists in others.

    Quenby Wilcox

  • heatherc67
    Oct 09, 2009
    Oct 09, 2009

    Hi Quenby,

    You say a lot about the problems with money and humanity. I think the term "civilized" needs to be re-looked at, because if you look at the U.S. and the story behind our Thanksgiving Holiday it makes one rethink somethings. When the first European settler arrived to the "New World" they arrived when it was cold, so the native people took them in and fed them over the winter, and then taught them agriculture that first summer. Then the European immigrants forcibly took their land and sought out to destroy them. So it is the civilized one in this story.

    The sharing of the commercial made me smile in disgust, because we are just the means for some else needs and that is for more money. The advertisers have to stay ahead of the consumer so that they continue to spend their discretionary money and when that runs out go to their credit cards.

    Thank you for your comments!